Fintech regulation and Regtech

Summary: This course will explore different perspectives regarding the regulation of fintech and address challenges faced by regulators whose objective is to preserve financial stability, protect consumers and prevent excessive market power.

Globalization and new decentralized peer-to-peer business models create unprecedented challenges for effective regulation. Case studies will present different regulatory responses to fintech innovation. These include the application of the traditional regulatory framework to fintechs, forbidding certain kinds of activities, creating sandboxes and designing a new regulatory framework specifically suited for new fintech business models. In particular, students will learn from the French and European experience of designing new regulations for crowdfunding, crypto-exchanges and ICOs as well as discuss the EU fintech action plan.

Given the multiplicity of regulatory approaches, fintech players will need to design regulatory strategies depending on their business objectives. Students will be also invited to take the players’ perspective and learn to navigate around various regulatory models. 

Professors: Janos Barberis (Co-Founder - SuperCharger Ventures) and Olena Havrylchyk (Professor in Economics - University Paris 1 Panthéon-Sorbonne)

Student assessment: RegTech Case Studies